What Documents Should You Gather Before Filing for Divorce?
One of the most common questions we hear in our Divorce Resource Consults is some version of: “What paperwork or documents should I make sure I have on hand before the divorce process begins?”
First of all: you’re not alone. So many people wonder this exact thing, and the fact that you’re asking now means you’re being thoughtful and proactive about your fresh start. Whether your divorce is amicable or complicated, having your paperwork in order can save you stress later on.
Start With the Basics
Even if you don’t own a home, share bank accounts, or have children together, there are still some foundational documents worth gathering. Think of this as creating a little “divorce file” you can tuck away safely. At minimum, try to collect:
A copy of your marriage certificate
Your most recent tax returns (ideally the last 2–3 years, even if filed separately)
Pay stubs or income verification for both you and your spouse
Any documentation of retirement accounts, investments, or other assets in either of your names
Copies of leases, rental agreements, or utility bills showing your current living situation
Why This Matters
Even in what feels like a simple divorce—no kids, no house, separate accounts—there can still be questions that come up down the road. Maybe you’ll need proof of marriage for the court filing. Maybe an attorney or mediator will ask for past income records. Maybe you’ll need to show the timeline of where you lived during the marriage. Having these items on hand saves you from scrambling later (or worse, finding out you no longer have access to them).
Go One Step Further
If your divorce process involves any legal filings, financial disclosures, or mediation, you’ll want to have:
Account numbers and balances for checking, savings, or credit cards (even if separate—transparency helps)
Retirement and pension statements
Loan or debt documents (student loans, car loans, credit cards)
Health and life insurance policy information
Even if you never end up needing all of this, it’s better to have it. Think of it like packing an umbrella—you may not use it, but you’ll be glad it’s there if it rains.
A Gentle Reminder
Gathering documents isn’t about preparing for a fight. It’s about giving yourself peace of mind and creating a smooth path forward. Divorce is already a season of change, and the more clarity and organization you can offer yourself now, the more space you’ll have for the emotional work of healing and rebuilding.
And remember: you don’t have to do this alone. If you’re ready to take the next step and want a clear, compassionate guide, download our free ebook, What to Consider When You’re Considering Divorce. It’s packed with everything you need to know as you begin this journey—from checklists to scripts to emotional support—all completely free, no email required.
Your fresh start begins here—with a folder of paperwork, yes, but also with the knowledge that you are already taking care of yourself in powerful ways.